ADA® VISA® BUSINESS CARD

Exclusive Cardmember Benefits

For every $1 of eligible net purchases1 earn:

  • 2 Rewards Points for purchases made on airline travel, gas, cell phone and office supplies2
  • 1 Rewards Point everywhere else Visa is accepted2

Redeem points for travel, merchandise, gift certificate, cash back3 and more!

Plus you receive:

  • No Annual Fee with one purchase each year4
  • Free company spending reports, built to simplify your business management
  • Zero fraud liability protection5
  • Travel Accident Insurance6
  • Warranty Manager7
  • Travel and Emergeny Assistance7
  • Auto Rental Collision Damage Waiver7
  • Online Account Access to view and manage your credit card purchases, advances, and payments using U.S. Bank Online Banking

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

ADA Member AdvantageSM is a service mark of the American Dental Association. ADA Member Advantage is a program brought to you by ADA Business Enterprises, Inc., a wholly owned subsidiary of the American Dental Association. ADA is a registered trademark of the American Dental Association.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

©2018 U.S. Bank National Association.  All rights reserved.


1 Accounts must be open and in good standing to earn and redeem rewards and benefits. Rewards points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, please refer to your Cardmember Agreement for additional information. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy , or death). Points will expire five years from the end of the calendar quarter in which they were  earned. 
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2 Reward points are earned with your ADA Visa credit card.  U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
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3 Cash back is redeemed in the form of a statement credit.
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4 $0 the first year and every year that you charge at least one purchase to the account, otherwise $25 for Account Owners and $25 for Authorized Employees.
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5 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardmember must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
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6 As an ADA Visa Cardmember of U.S. Bank National Association, you, your spouse and unmarried dependent child(ren) will be automatically insured against accidental loss of life, limb, sight, speech or hearing while riding as a passenger in, entering or exiting any licensed Common Carrier, provided the entire cost of the passenger fare(s), less redeemable certificates, vouchers or coupons, has been charged to your ADA Visa Card issued by U.S. Bank National Association. Refer to your ADA Visa Card "Guide to Benefits" for complete terms and conditions.
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7 Some limitations may apply. Details are provided to cardmembers.
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